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Buy Now Pay Later,
no credit card needed!

• Low interest rate
• Credit limit up to Rp 30 million
• Available across Indonesia

What is Kredivo?

Buy your favorite product and pay within 30 days or take an installment plan of up to 12 months -
no credit card ownership needed.

Benefits

  • 0% to max 2,6% interest

  • Credit limit up to Rp 30 million

  • Available across Indonesia

How To Use Kredivo

Step 1

On the checkout page, choose Kredivo under payment methods. Click "Confirm Order".

Step 2

You will be redirected to the Kredivo payment page. Click "Submit".

Step 3

Choose whether you want to "Pay within 30 days" or take an "Installment Plan".

Step 4

Login to your Kredivo account and click "Pay Now".

Pay within 30 days

Step 1

Choose Kredivo for your payment method on Checkout Page. Login (or sign up) to your Kredivo account.

Step 2

Choose Pay within 30 days in Payment Method page, and click Pay Now.

Step 3

You will be redirected to Kredivo payment. Enter OTP number sent to your mobile and click Pay.

Installment Plans

Step 1

Select Kredivo for your payment method on Checkout Page. Login (or sign up) to your Kredivo account.

Step 2

Choose whether you want 3, 6 or 12 months installment in Payment Method page, and click Pay Now.

Step 3

You will be redirected to Kredivo payment. Enter OTP number sent to your mobile and click Pay.

FAQs

  1. Flexible payment with low interest rate.

  2. Chance to get a credit limit up to Rp 30 million.

  3. No down payment, get your favorite product before you pay your bill.

  4. Billing for the payment will be made 30 days after the order date.

Go to Apple App Store or Google Play Store and download the Kredivo app on your smartphone.
Registration only takes 5 minutes, without survey, and credit application will be processed within 24 hours.

Pay within 30 days:
a. Minimum purchase of Rp 500.000.
b. Your maximum transaction amount must be equal to your credit limit.
c. 0% interest applies for payment within 30 days.

Installment - 3, 6, 12 months:
a. Apply for 1 purchase, or minimum transaction Rp 500.000.
b. Your maximum transaction amount must be equal to your credit limit (Rp 30.000.000).
c. 0% interest for 3 months installment.
d. 2,6% interest per month for 6 and 12 months installments.


*Processing fees may apply to some purchases. For more information, please click Kredivo FAQ.
  1. Indonesian Nationality.

  2. Minimum age 18 years old.

  3. Starter and basic account: located across Indonesia.

  4. Premium account: located in Jabodetabek, Bandung, Surabaya, Semarang, Palembang, Medan, Bali, Yogyakarta, Solo, Makassar, Malang, Sukabumi, Cirebon, Balikpapan, Batam, Purwakarta, Padang, Pekanbaru, Manado, Samarinda, dan Kediri.

  5. Minimum income Rp 3.000.000.

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