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  1. What Are My Business Equipment Financing Options?

    Business equipment financing options

    Unlike other types of loans, equipment financing exists for a single purpose: to finance your equipment. The equipment itself acts as the collateral. When you're done making payments, you will own the equipment free and clear. Until then, if you default on the loan, the lender can take back the equipment to help recoup their costs.

    There may also be additional terms, such as guaranteeing the loan with personal assets and equity. Some lenders may ask for a blanket lien that gives them a right to any of the business’s assets needed (including the new equipment) for loan satisfaction.

    Business equipment financing covers a range of business necessities, with one characteristic in common; what you’re buying is generally costly. This category of financing can cover manufacturing machinery, computers, software, farm equipment, and furnishings. When you get an equipment financing loan, you can use it only

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  2. 9 Best HP Laptops for Students

    9 Best HP Laptops for Students
    Students today need a laptop that can keep up with their increasingly busy lifestyles, and our top picks have something for every major, interest, and life goal.
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