Services Available To All EDS Retirees
|Retirees age 64 and younger
||Retirees age 65 and older
|The Standard BCBS is available for retirees
|Retirees enrolled in the Standard BCBS medical plan receive prescription benefits through Express Scripts.
||If enrolled, retirees receive prescription benefits under the EDS Retiree 65+ Rx Plan, which is administered by Express Scripts. Eligible retirees may also choose to participate in a Medicare Part D plan or other private prescription plan.
|Eligible retirees may enroll in vision benefits through EyeMed.
|Three plan options are available for retirees age 64 and
younger AND retirees age 65 and older:
- MetLife Premium Dental Plan
- MetLife Standard Dental Plan
- CIGNA DHMO
Behavioral Health Benefits
|Behavioral (Mental) Health benefits are provided through your medical plan. Coverage includes inpatient and outpatient mental health and substance abuse treatment. Please refer to your medical plan's schedule of benefits or call your medical plan's customer service department for specific benefit information.
Employee Assistance Program (EAP)
|You are eligible for Employee Assistance Program benefits if you are enrolled in an EDS-sponsored medical plan. EAP benefits are provided by MHN.
Other Benefits (see descriptions below the table)
||Retirees age 64 and younger
||Retirees age 65 and older
Most information and transactions regarding US benefits including retiree rates may be found in
Your Benefits Connection (YBC) Web site or by calling the EDS Benefits Service Centre at 1 877 337 2273 or 1 856 651 4315. The EDS Benefits Service Representatives will be more than happy to assist you with answers to your coverage questions as well as providing you with the applicable retiree rates for you and your family.
Health Advocates available through the Standard BCBS Plan are health plan registered nurses dedicated to offering personal care and attention to all eligible participants and their covered dependents. They help participants maximize their health care resources, provide support and assistance with health care needs such as a hospitalization or dealing with a chronic condition. They also help ensure a positive healthcare experience. Employed by your health plan, Health Advocates are a confidential resource dedicated to providing support while utilizing your health benefits.
Clinical Condition Management Programs
Clinical condition management programs for diabetes, cancer, coronary artery disease, congestive heart failure, musculoskeletal disorders or weight management previously offered through Matria and Healthyroads will instead be offered through the EDS Health Advocate Program at Blue Cross Blue Shield of Texas (BCBSTX).
A Health Advocate Nurse or a Health Coach at Blue Cross Blue Shield of Texas offers assistance will be available to you or your family member in managing and understanding treatment plans as well as lifestyle challenges you may face if you have coronary artery disease (CAD), heart failure (HF), diabetes, chronic back pain or other musculoskeletal disorder.
These specialty nurses and coaches offer personal advice and support on clinical condition symptoms, medications, diet and nutrition, exercise and more the coordination of your care with your health care provider. The sole objective is helping participants make healthy lifestyle choices when dealing with CAD, HF, diabetes1, chronic back pain or other musculoskeletal issues. In addition to speaking directly with a registered nurse or a licensed professional counselor, you and your covered dependents who choose to participate will have access to valuable health information on the Internet and through mailed educational materials.
To enroll or find out more, call the EDS Health Advocate Program at Blue Cross Blue Shield of Texas at 1 866 412 880.
InTouch Credit Union
InTouch Credit Union (ITCU) offers EDS retirees day-to-day banking, including competitive rates on mortgages and consumer loans. The credit union also offers direct deposit and other financial services, including IRA and 401(k) deposit plans.
Through the Membership of One™ Program, you will enjoy a concierge banking experience provided by financial professionals to assist with your needs. Money management is made easy and hassle-free, whether
initiated in-person, by telephone or electronic media.
For added convenience, you have access to thousands of surcharge-free
ATMs and shared branches nationwide to conduct most banking transactions.
Learn more about the
products and services the
InTouch Credit Union offers its members. To become a member,
click here to apply, call Member Care at 1-800-337-3328 (option 5) or visit a branch near you.
Financial Planning Services
EDS retirees may take advantage of the financial planning and education services provided by Ameriprise Financial at no cost:
- Complimentary initial consultation with an Ameriprise financial advisor: This complimentary initial consultation provides you the opportunity to ask personal financial questions, discuss your financial issues and objectives, and to better understand the financial planning process. The purpose of the meeting is to provide a broad overview of your financial situation. If you are interested in engaging the advisor's services beyond the complimentary initial consultation, the advisor will explain the services and related fees. To arrange a consultation, call Ameriprise Financial at 1 800 437 3500, log onto the Web site at
http://ameriprise.com/financialed, or attend a financial seminar and complete the consultation portion of the evaluation form. A local advisor will call to schedule an appointment.
Note: The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
- Financial education seminars focused on financial and retirement planning: This is your opportunity to learn more about important retirement planning strategies, tax planning strategies, investment strategies, and other financial planning concepts in a seminar that may be available in your area on a limited basis. To register, log on to
- The Ameriprise Financial Education Center: Access interactive financial planning tools, timely market information, and articles on relevant financial topics. Log on to
Ameriprise Retirement Services is a service group of Ameriprise Financial Services, Inc. and Ameriprise Trust Company. Ameriprise Financial Services, Inc., Member NASD, offers registered investments and financial planning services. Ameriprise Trust Company offers retirement plan related services and provides collective funds. © 2006 Ameriprise Financial, Inc. All rights reserved. 4/06.
EDS retirees in the United States are eligible for preferred pricing on fitness club memberships through International Fitness Club Network (IFCN), a Preventure Company.
As an IFCN participant, you and your immediate family members2 are entitled to receive the fitness club's lowest membership rate for the type of membership selected.
Rates will vary according to the club size, location, facilities and programs offered. Please make an appointment with the club to discuss what kind of membership works best for you.
You are also entitled to one-week free trial coupons to as many participating clubs as you would like to visit. These can be printed on-line by going through the
Preventure Web site.
To Get Started:
- On the Web: Please visit the
Preventure Web site to start searching for health and fitness clubs near you. There are many participating clubs in the IFCN network including participating Curves and Gold's locations, Bally's and LifeTime Fitness and many individually owned facilities as well. Even so, please be sure to speak to someone in the club's membership department to ensure the club you've selected is part of the IFCN network. Don't forget, you can refer a club that is not listed as a participating member. IFCN will invite those clubs to enroll in the network.
- Telephone: Call IFCN's toll-free, 24-hour, Customer Service Line at 800 866 8466 and identify yourself as an EDS employee. IFCN's fully trained customer service representatives will be happy to help you locate clubs in your area and assist you with any other issues.
How do I join a club?
Once you've identified which IFCN club you would like to join, be sure to mention IFCN and that you are an EDS retiree. You will be offered their lowest membership rate for the type of membership you've selected. This may mean reduced initiation fees, lower monthly dues, or both depending on that club's lowest rates, which will vary from club to club and the amenities offered.
If you would like to try out the club before joining, print out the free one-week trial coupon, go in to the club and speak with someone in the club's membership department.
Most clubs will extend what is established as their corporate rate, but the rates are determined at each club, as some clubs do not have "corporate programs." All additional transactions will take place between you and the club directly.
If you are already a member of a fitness facility, you may already be getting the club's "lowest membership rate." Clubs are not obligated to change the rate you have agreed to in your contract, however, be sure to inquire when you renew!
Non-Fitness Club Benefits
IFCN also features preferred pricing on home fitness equipment and self-help kits. You can also view details on the Rockport Walking Program or the Presidential Sports Award.
For more information or assistance, please call International Fitness Center Network Member Services at 1 800 866 8466.
EDS retirees are eligible for travel benefits listed on BCD Travel. From the
BCD Travel Web site, you can contact a vacation travel specialist, book air/car/hotel, plan a cruise or reserve Park 'N Fly airport parking (at a 50 percent discount). You can also subscribe to an e-mail newsletter to find out about discounted travel packages.
Group Legal Services
U.S. EDS retirees can take advantage of a group legal benefit being offered through ARAG. By enrolling in the ARAG Group Legal Services, you can have the peace of mind of knowing an attorney is on your side. At any life stage, you'll have access to the professional legal help you need to protect yourself, your loved ones and the life for which you've worked so hard.
If you enroll in this optional benefit, you will have access to professional attorneys, financial counselors and other valuable resources to help you protect all that you have and hold dear.
For more information about ARAG Group Legal Services, call an ARAG Customer Care Specialist toll-free from 7 a.m. to 7 p.m. Central time, Monday through Friday, at 1 800 247 4184, visit the ARAG Legal Benefits at
http://members.araggroup.com/eds or e-mail ARAG's Customer Care Center at
1 Participants enrolled in the EDS Health Advocate Diabetes Program of Blue Cross Blue Shield of Texas will also be allowed a third cleaning/exam per calendar year if their dental coverage is through one of the EDS-sponsored MetLife Dental Plans.
2 Each individual club determines if family members are eligible for the lowest membership rate.