Financial institutions offering the "next generation" of statements combine basic account transaction data with overall portfolio information. HP Exstream offers the most advanced multi-dimensional charting capabilities available to enhance and personalize statements. Its “design once, deliver anywhere” capability allows you to respect customer preferences and support “right channel” strategies—a single design can support simultaneous delivery to printers, email, fax, image/archival, and the web.

Financial institutions rely on HP Exstream to supply their customers with an online financial planning tool. Customers can go on the web to use a financial planning application. After they've entered the appropriate information, HP Exstream prepares a personalized financial plan that can be viewed on the web or downloaded as a PDF. With HP Exstream's customization capabilities, results can include multi-dimensional charts, tables and text, as well as investment recommendations to help customers improve the overall value of their portfolio.

By adding color, graphs, and images, and dynamically incorporating check images into monthly statements at run time, banks can transform routine customer communications into powerful marketing tools. With HP Exstream’s campaign management and tracking features, you can leverage available white space to include targeted messages, based on business rules you establish.

Consolidated statements provide customers with a more meaningful view of account information and save corporations tremendous amounts in printing, paper, and mailing costs. Comprehensive account summaries, tables of contents, and flexible formatting options help simplify the presentation of complex information. HP Exstream's application consolidator and sorting and bundling features provide more flexibility in high-volume production and improve overall processing performance and efficiency.

HP Exstream’s enterprise workflow and compliance support features are ideal for highly regulated industries, enabling compliance administrators to track approval workflow and manage content inclusion or exclusion based on effective dates and jurisdictions. HP Exstream can be directly integrated with archival systems to support market timing compliance requirements and customer service requirements.

After customers have applied for a new service (e.g., loan or credit card account), correspondence can be generated to confirm acceptance, communicate terms and conditions, and present required regulatory information.

Helping customers understand investment options is easier with dynamically built, color 401(k) member booklets that include personalized fact sheets and enrollment forms. Complex content combinations can be generated to reflect the options specific to each member or investment group, making every page of every booklet more relevant and useful for the customer.

• Strategically place promotional messages in available whitespace of documents, replacing the need for expensive inserts, reducing postage and mailing costs
• Eliminate point solutions that add to your operating costs
• Produce interactive and on-demand personalized communications, reducing inventory costs
• Generate 3 to 5 million pages per hour, reducing operational costs and speeding time to market
• Eliminate costly, error-prone manual processes that require many people to re-key data, copy documents for records management and archives, and provide fulfillment
• Reduce IT costs and complexity by reusing design components, reducing the number of document templates that need to be developed and supported

• Modify objects once in a document and ensure the change is automatically reflected wherever the object is referenced, reducing initial and ongoing development time, as well as the number of templates required
• Dynamically import pre-existing content such as PDF, RTF, Quark®, Adobe InDesign®, and various image types, reducing application development time
• Edit and interact with intelligent documents to meet customer needs on demand and deliver pre-approved documents to clients in real time
• Process input from multiple content and data sources simultaneously, reducing development efforts
• Meet all manufacturing requirements and control costs using barcodes and interfacing with case and pave solutions, simplex/duplex, banner pages, paper bin selection, paper tray control, etc.

• Take advantage of HP Exstream’s ability to fully support all color modes, including CMYK, RGB, color schemes, spot colors, and named colors
• Utilize HP Exstream’s robust set of tools for designing full-color layouts, including rotatable text and graphics, 3-D charts, and tables

• Easily convert Quark® and Adobe InDesign® designs and other externally created layouts to HP Exstream variable designs—and back into Quark or InDesign so you can make last-minute changes prior to production
• Test output immediately with HP Exstream’s online viewer and avoid lengthy waits for printed output

• Streamline processes and ensure consistency by storing and reusing commonly used objects like charts, tables, images, graphics, and business rules across all enterprise business applications
• Significantly reduce design time and ensure that corporate branding standards are met by creating variable design components only once and reusing them in multiple applications

• Remotely create fully personalized, targeted messages that are incorporated into the whitespace of communications at run time using HP Exstream's Remote Collaboration browser-based interface

• Carry out strategies for controlling document production costs for lower-value customers, while delivering higher quality communications with targeted campaigns that up-sell and cross-sell additional products and services to high-growth, high-net-worth customers
• Reach a wider customer base by utilizing HP Exstream’s language layer functionalities for multi-lingual applications and its spell checker for 21 languages, as well as its English medical and legal dictionaries